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Ready for the next loan from us? Apply by Text!

Ready for the next loan from us? Apply by Text!

When you’ve had one loan it, applying again can be done quickly and conveniently by SMS text message from us and repaid. It couldn’t be any easier.

Request financing

Just send us a text to 60075 utilizing the terms ‘LEND NAME’ along with your eg that is surname NAME SMITH’ to share with us that you’re seeking to submit an application for another loan. In an immediate we’ll conduct a few checks on the account and if you’re qualified to put on through our quick track procedure we’ll get right back for you by text to help you through the 2nd phase.


Choose loan quantity

When you’ve gotten a text confirmation you to text a reply with the words ‘LEND AMOUNT’ and the amount required eg: ’LEND AMOUNT 400’ to confirm how much you want to borrow that you’re eligible, our instructions will prompt. The application will likely then be evaluated instantly.


Accept Terms & Conditions

Follow on the URL you were sent by us to examine and accept the Terms & Conditions.


Get your loan

Aided by the application procedure successfully finished we’ll release and move the funds to your bank also it’s prepared to invest when your bank credits your account. That basically is perhaps all there was to it.

About us

My Finance Club items are made with today’s needs at heart and you may expect our solution become the best. We understand essential it really is to help keep cash things convenient and simple.


Our solution is online from beginning to end. You simply have to decide how much money you would you like to borrow and exactly how a number of days you really need it for. We’ll then demonstrate the entire price of payment and, once you’re delighted, simply click apply. All we request is some personal statistics and banking information; we then vow to give you a remedy in moments. If authorized we shall send the amount of money in mins and certainly will verify as soon as the cash happens to be delivered. Within our experience most commonly it is distributed around you by the bank in a maximum of thirty minutes. On your own plumped for date we gather payment using your debit card, causing you to be to simply make sure the funds that are required for sale in the designated banking account. For lots more information, discover How it really works.


We shall constantly inform you upfront what the total cost of is prosper personal loans legit payment are going to be. Our solution features a Representative APR of 1299per cent, a calculation which reflects interest that is total fees over a length of one year. My Finance Club loans are made to be temporary you a clear breakdown of interest and fees so we display a representative example of the cost of our loans to show. Our interest levels meet with the latest FCA price cap demands, this implies you’ll never spend a lot more than 0.8per cent interest each day rather than pay off in interest and costs significantly more than the initial quantity lent. If you’d like to find out more about this please see our FAQ or how it functions parts. All this info is supplied before you apply so you can make an informed judgement about the total cost.


Our dedication to accountable short-term financing will be based upon our versatile, simple, reasonable lending policy. We’re in the industry of lending money responsibly, preferring to provide you merely just as much as you want it as you need for only as long. We encourage and let you pay the minimal number of interest by enabling very early payment with no costs or concealed penalty costs. We request you to think meticulously because we do expect you to repay us when you promise to before you apply. For the reassurance, My Finance Club is regulated and authorised by the Financial Conduct Authority – guide Number (FRN) 674521, ICO Registration Number Z2382153 – and then we are entirely British based.