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Why choose Dot Dot Loans?

Why choose Dot Dot Loans?

Whether you are building a significantly better future or require help to make the pressure down, we are able to assist. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, convenient and clear. And by utilizing a lender that is direct than a brokerage, you are going to constantly understand whom you’re coping with.

Listed below are six reasons why you should make an application for certainly one of our loans that are long-term:

  • Fair: the quantity we agree with at the start could be the quantity you will pay off. No shocks
  • Versatile: you may not face penalty charges or added interest
  • Fast: Apply in minutes to get your loan the day that is next authorized

  • Friendly: Our customer that is UK-based service are often pleased to assist
  • Accountable: we are controlled by the Financial Conduct Authority (FCA) and follow its strict recommendations on reasonable, safe and accountable lending
  • Suggested: Our clients speed us ‘excellent’ in the separate customer review site Trustpilot

Trying to get a loan can feel daunting. But with Dot Dot Loans, you don’t have to search well for a physical location or proceed through an intricate application process. Individuals like our quick and friendly service в€’ and you also might too.

Is just a long-lasting loan that is personal for me personally?

We wish one to feel confident in your economic choices. While a long-term loan might have a lot of advantages, there are occasions with regards to may not be the option that is best for your needs.

Short-term loans are often more desirable in the event that you only require a smaller sized loan quantity. Should you want to supercede your automatic washer, solution your vehicle or restore your house insurance coverage, for instance. You can expect short-term loans from ВЈ200 to ВЈ1000 to greatly help protect smaller expenses.

Even though distributing the price of financing over a longer time period can make your monthly repayments more affordable, they could be higher priced general if you get having to pay more in interest. However with Dot Dot Loans you can easily repay early at no extra expense.

Long-lasting loans can additionally ensure it is tricky to plan your personal future while you’ll nevertheless want to plan for your repayments. Do you want to battle to pay for them in the event that you change jobs or go house? If you should be concerned about debt you could get free advice from National Debtline, StepChange or perhaps the cash guidance Service.

Do we be eligible for a a Dot Dot long-lasting loan?

Whatever your circumstances, you’ll submit an application for one of our long-lasting loans that are personal:

  • You are aged 21 or over
  • You reside the united kingdom and can provide us your target
  • You’re presently used
  • You have a legitimate current email address
  • You have got bank account and debit card details

As with any lenders that are responsible we now have our very own requirements to simply help us provide loans our clients are able to afford. We are going to have a look at your earnings, outgoings and credit rating before providing you a choice.

Exactly how much could I borrow?

You can easily submit an application for a long-lasting loan with us from ВЈ1,500 to ВЈ4,000. We also offer short-term loans of ВЈ200 to ВЈ1,000 if you need a smaller amount.

Exactly just exactly How will my repayments work?

You can expect fixed payment regards to 18, 24, 36 and 48 months. The size of your loan shall rely on exactly how much you need to borrow. You can view what’s offered to you through our long-lasting loan calculator.

Representative Example
Amount ВЈ2500
Term two years
Monthly repayments ВЈ198.68
Total quantity payable ВЈ4,768.25
rate of interest 71.1% p.a. (fixed)
APR 99.9per cent

We gather repayments immediately through Direct Debit, often all over date you obtain compensated. You’ll talk with us if you want to put up a payment date that is different.

If you should be concerned you could fall behind or miss a payment, we will attempt to assist and produce a brand new plan. You will not face belated repayment charges but missed payments can impact your credit rating while making it harder to obtain credit later on.

Any kind of extra costs with long-term loans?

We do not charge belated repayment charges, included interest or other things extra. No shocks.

What is the attention price for a Dot Dot loan that is long-term?

Your rate of interest will be fixed in advance depending on simply how much you borrow. Make use of our long-lasting loan calculator to see just what yours could possibly be.

Getting a long-lasting personal bank loan with a hard and fast rate of interest are better to plan for than that loan with a variable interest. The total amount you repay would be the exact exact same every month with a hard and fast price, but an adjustable price means it may fall and rise.

Can I get a loan that is long-term bad credit?

We are dedicated to lending responsibly, but that does not suggest we anticipate you to definitely have credit score that is perfect. We will have a look at your circumstances in general before carefully deciding.

Exactly exactly How quickly can I get my loan?

You can easily make an application for a Dot Dot loan that is long-term mins and obtain a solution right after. If you have been at first authorized certainly one of our agents is likely to be in touch to go over the steps that are next. We make an effort to offer one last choice on your own loan the next day time.

Make an application for a long-lasting loan that is personal Dot Dot

A long-lasting loan could be exactly what you ought to move ahead along with your life. Make use of our long-lasting loan calculator to generate the best loan for you personally, then pick ‘Apply now’ to maneuver on to the safe online form.

After you have submitted the application, we will make contact as quickly as possible to offer our choice.